Mobile banking is an extension of online banking which enables you to conduct basic banking transactions (balance inquiry, account history, funds transfer) via a mobile device. Enhanced features of the new American Bank & Trust Mobile App include Mobile Check Deposit and Mobile Bill Pay. Mobile banking options include Text Banking, Mobile WAP Browser, and a downloadable Mobile Application.

Mobile banking is an extension of online banking which enables you to conduct basic banking transactions (balance inquiry, account history, funds transfer) via a mobile device. Enhanced features of the new American Bank & Trust Mobile App include Mobile Check Deposit and Mobile Bill Pay. Mobile banking options include Text Banking, Mobile WAP Browser, and a downloadable Mobile Application.

The American Bank & Trust Mobile App can be downloaded from your official App Store (Apple or Google Play). The free mobile application offers immediate and direct access to your AB&T accounts, and allows you to view balances and account history, transfer funds, pay bills, and make deposits with your Apple or Android mobile device. The Mobile WAP Browser allows you to enjoy the same features of the mobile app (with exception of Mobile Check Deposit) without having to download anything to your mobile phone. The mobile browser is accessed through a URL. Text Banking facilitates a rapid, dynamic real-time exchange of instant information pertaining to account balances and limited transaction history. Text banking utilizes a SMS short code and a variety of commands and shortcuts to request and send information. Text banking does not require a smartphone.

Of course! You may use one, two, or all three mobile banking products depending upon what type of mobile device you have and what you are wishing to accomplish.

Any personal banking customer of American Bank & Trust that has an open checking, savings, or loan account can sign up for mobile banking. If you are not a current AB&T online banking customer, you will need to enroll in online banking before you can enroll in mobile banking.

No. At this time, mobile banking is designed for consumer purposes only and does not take into consideration all of the intricacies of business banking. If you are not currently enrolled in AB&T online banking, please enroll today to take advantage of the many options available for our business customers.

American Bank & Trust does not charge fees for the use of its mobile banking products; however, in the event that a transfer or bill payment results in an account being overdrawn, or if a deposited check is returned by the bank of first deposit, additional fees may be applied at the account level. We also recommend that you check with your wireless service provider to see if any connectivity or usage rates may apply.

Yes. You must enroll your mobile phone number through online banking to receive text alerts. If you have not already done so, log in to your online banking account and go to the “User Services” or “Notify Me Alerts” tab. Click on “Change Contact Information” and then click on the “+” next to “Phone Numbers.” Add or update your mobile phone number. You will be prompted to enroll your mobile number for receiving text alerts on the next screen. After clicking the link, you will receive a registration code via SMS. Type the code into the box on the online banking screen and proceed to “Notify Me Alerts” to choose the alerts you wish to receive.

If you are traveling outside of the U.S. and have internet access through your wireless service provider, you should be able to use your previously downloaded mobile app. We recommend that you check with your wireless service provider to see if any connectivity or usage rates may apply. You will not be able to download the app outside of the U.S.

If you have additional questions, please contact mobile banking support at 270-796-8444.