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Personal Checking

Services Free CheckingLiberty CheckingClassic American CheckingAmerican Incentive CheckingPresidential Checking
Free Online Banking & Bill PayYesYesYesYesYes
Free Image or Online StatementsNoYesYesYesYes
Free Mobile Web Browser and Text AlertsYesYesYesYesYes
Free Mobile Banking App (Apple & Android phones)YesYesYesYesYes
Free 24/7 Bank By Phone (1-888-389-2265)YesYesYesYesYes
Bank My Change FeatureYesYesYesYesYes
AB&T ATM/Visa Debit CardYesYesYesYesYes
Personal PIN Selection for ATM/Visa Debit CardsYesYesYesYesYes
Foreign ATM Use ReimbursementYesYesYesYesYes
Free ChecksNoNoYesNoNo
Safe Deposit Box AccountNoNoYesNoYes
ID Theft Protection BenefitsNoYesNoYesYes
Identity Theft MonitoringNoYesNoNoNo
Roadside AssistanceNoYesNoNoNo
Cell Phone Replacement ProtectionNoYesNoNoNo
$10,000 Travel Accidental Death InsuranceNoYesNoNoNo
Shopping, Dining & Travel DiscountsNoYesNoNoNo
Grocery CouponsNoYesNoNoNo
Pharmacy, Vision & Hearing SavingsNoYesNoNoNo
Minimum Opening Deposit$50$50$100$50$5000
Minimum Daily Balance$0$0$100$500$5000
Earns Interest (minimum balances may apply)NoNoYesYesYes
Monthly Fee

$0

$6

Fee is reduced by $0.20 for each posted Visa Debit

$3

if balance falls below $100

$10 if balance goes below $500

$15

if balance goes below $5,000

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