American Bank & Trust’s Business Interest Checking account is an interest bearing checking account designed specifically for sole proprietors and non-profit organizations and Attorney IOLTA accounts.

Additional Account Information

• $100 minimum deposit to open the account.
• Maintain a daily balance of $1,000 to avoid a monthly fee of $10.
• Earn interest if daily collected balance is = or > than $1,000.
• Free 200 processed items allowed per statement cycle. These items includes checks, internal debits, deposit items, deposits, incoming or outgoing ACHs, internet transfers, Visa debit card debits or Bill Payments. If 200 items is exceeded there is a charge of .10 per excessive item.
• Business Visa Debit Card available.
• Free Online Banking Services: Detailed account of transactions, transactions categories capability, bill pay, internal account transfers (including payments to loans), etc…
• Free monthly imaged statements or electronic statements.
• Free 24/7 Bank by Phone services (1-888-389-2265)

Additional Features or Services**

• Merchant Services & Mobile Merchant Services to process your customer’s credit card and debit card transactions
• Business lines of credit
• Check collection
• American Bank & Trust Business Visa Credit Card
• Visa Travel and Gift Cards available

**Please ask your customer service representative about these additional features and current account interest rates or visit our contact page.