Our Basic Business Checking account is a non interest bearing account designed for commercial businesses with low to moderate levels of transactions.

Additional Account Information

• $100 minimum deposit to open the account.
• No minimum balance required.
• Free 200 processed items allowed per statement cycle. These items include checks, internal debits, deposited items, deposits, incoming or outgoing ACHs, internet transfers, Visa debit card debits or bill payment transactions. If 200 items are exceeded there is a charge of .10 per excessive item.
• Business Visa Debit Card available.
• Free Online Banking Services: Detailed account of transactions, transactions categories capability, bill pay, internal account transfers (including payments to loans), downloads, etc…
• Free monthly imaged statements or electronic statements.
• Free 24/7 Bank by Phone service (1-888-389-2265)

Additional Features or Services**

• Merchant Services & Mobile Merchant Services to process your customer’s credit card and debit card transactions. Free 24/7 Bank by Phone services (1-888-3889-2265)
• Business lines of credit
• Check collection
• American Bank & Trust Visa Credit Card
• Visa Travel and Gift Cards available

**Please ask your customer service representative about these additional features and current account interest rates or visit our contact page.