Our Presidential Checking account is an elite checking account designed with a tiered interest rate schedule — the higher your balance, the more interest you will earn. This “Presidential” account offers you many of our services free or at a discounted rate. American Bank & Trust truly wishes you to feel “Presidential” by providing you with the best of everything — outstanding services at little or no cost and the freedom to grow your money by earning interest taking advantage of our tiered rates. (Rate Tiers below)
- $5,000.00 – $9,999.99
- $10,000.00 – $24,999.99
- $25,000.00 – $49,999.99
- $50,000.00 – $74,999.99
- $75,000.00 and over
- Minimum opening deposit of $5,000.00
- Avoid a monthly service fee of $15.00 by maintaining a $5000.00 daily balance.
- Earn interest when your daily collected balance is = to or > $5,000.00
- Unlimited debits and credits (checks, ATM/Visa Check transactions or automatic deposits or withdrawals) at no charge per statement cycle
- American Bank & Trust designer checks at a discounted rate.
- ATM/Visa Check card upon approval
- Free Cashier’s Checks
- Free One (1) Stop Payment per statement cycle
- Free One (1) outgoing US wire transfer per statement cycle
- 20% Discount on Safe Deposit Box rental
- $16 surcharge reimbursement on ATM transaction fees from any foreign “Bank” owned ATMs nationwide per statement cycle.
- Free Internet Banking Services: Detailed account of transactions, transactions categories capability, bill pay, internal account transfers (including payments to loans) downloads, request for stop payments, check reordering, etc…
- Free monthly imaged statements or electronic statements through your internet banking site
- Free 24/7 Bank by Phone service (1-888-389-2265)
- Free Mobile Banking Services: Mobile check deposit, mobile bill pay, transfers, text alerts, and more…
- Bank My Change feature
- Visa Check Card Personal Pin Selection
- American Bank & Trust Personal Visa Credit Card
- Visa Gift and Travel Cards available
**Please ask your customer service representative about these additional features and current account rates or visit our contact page.