Personal Banking // Presidential Checking

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Our Presidential Checking account is an elite checking account designed with a tiered interest rate schedule — the higher your balance, the more interest you will earn. This “Presidential” account offers you many of our services free or at a discounted rate. American Bank & Trust truly wishes you to feel “Presidential” by providing you with the best of everything — outstanding services at little or no cost and the freedom to grow your money by earning interest taking advantage of our tiered rates. (Rate Tiers below)

  • $5,000.00 – $9,999.99
  • $10,000.00 – $24,999.99
  • $25,000.00 – $49,999.99
  • $50,000.00 – $74,999.99
  • $75,000.00 and over
  • Minimum opening deposit of $5,000.00
  • Avoid a monthly service fee of $15.00 by maintaining a $5000.00 daily balance.
  • Earn interest when your daily collected balance is = to or > $5,000.00
  • Unlimited debits and credits (checks, ATM/Visa Check transactions or automatic deposits or withdrawals) at no charge per statement cycle
  • American Bank & Trust designer checks at a discounted rate.
  • ATM/Visa Check card upon approval
  • Free Cashier’s Checks
  • Free One (1) Stop Payment per statement cycle
  • Free One (1) outgoing US wire transfer per statement cycle
  • 20% Discount on Safe Deposit Box rental
  • $16 surcharge reimbursement on ATM transaction fees from any foreign “Bank” owned ATMs nationwide per statement cycle.
  • Free Internet Banking Services: Detailed account of transactions, transactions categories capability, bill pay, internal account transfers (including payments to loans) downloads, request for stop payments, check reordering, etc…
  • Free monthly imaged statements or electronic statements through your internet banking site
  • Free 24/7 Bank by Phone service (1-888-389-2265)
  • Free Mobile Banking Services: Mobile check deposit, mobile bill pay, transfers, text alerts, and more…

Additional Features

  • Bank My Change feature
  • Visa Check Card Personal Pin Selection
  • American Bank & Trust Personal Visa Credit Card
  • Visa Gift and Travel Cards available

**Please ask your customer service representative about these additional features and current account rates or visit our contact page.

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