Business Banking // Basic Business Checking

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Basic Business Checking

Our basic business checking account is a non interest bearing account designed for commercial business with low to moderate levels of transactions.

  • $100 minimum deposit to open the account
  • No minimum balance required
  • Free 200 processed items allowed per statement cycle. These items includes checks, internal debits, deposited items, deposits, incoming or outgoing ACHs, internet transfers, Visa check card debits or bill payments transactions. If 200 items are exceeded there is a charge of .10 per excessive item.
  • Business Visa Check Card available
  • Free Internet Banking Services: Detailed account of transactions, transactions categories capability, bill pay, internal account transfers (including payments to loans) downloads, request for stop payments, check reordering, etc…
  • Free monthly imaged statements or electronic statements
  • Free 24/7 Bank by Phone service (1-888-389-2265)

Additional Features or Services

  • Merchant Services & Mobile Merchant Services to process your customer’s credit card and check card transactions.
  • Business lines of credit
  • Check collection
  • American Bank & Trust Visa Credit Card
  • Visa Travel and Gift Cards available

**Please ask your customer service representative about these additional features and current account rates or visit our contact page.

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American Bank & Trust Company Inc. Member FDIC, Equal Housing Lender.